This is a discount you earn for not making a claim under your policy. As long as you do not make a claim it increases annually until it reaches a maximum percentage. It is important to note that even if you are not at fault in an accident, once you have made a claim, your discount will be reduced. It will be reinstated if we recover our expenditure. Accident free driving is the best way to keep your premiums at a reasonable level. Your No Claim Discount is not transferable to another person. However, you can transfer it from one of your vehicles to another one owned.
How does the no claim discount work?