Under the Motor Vehicles Insurance (Third Party Risks) act of 1941, a minimum level of insurance is compulsory if you intend to operate a vehicle on the Jamaican roads. Being caught driving a vehicle that is not insured is an offence. In addition, it is your best interest to ensure that whether through someone else’s fault or yours an accident or loss does not cause you financial hardship. Insuring your vehicle is a means of protecting yourself.